Used Car Tips - Lemon Laws Dont Protect Used Car Buyers

Most buyers of new cars are probably familiar with lemon laws, which allow consumers a refund or replacement when their car turns out to be defective. These laws generally cover leased cars as well as purchased ones, and they have worked well as a consumer protection tool. Unfortunately, no such laws exist for used cars, and buyers should be careful when purchasing them.

Most buyers of new cars are probably familiar with lemon laws, which allow consumers a refund or replacement when their car turns out to be defective. These laws generally cover leased cars as well as purchased ones, and they have worked well as a consumer protection tool. Unfortunately, no such laws exist for used cars, and buyers should be careful when purchasing them.

Many car dealers offer certified used cars that come with some sort of warranty, but most independent used car dealers do not. In most states, the law permits used car dealers to sell cars as is, and in that case, anything that goes wrong, even if it happens five minutes after purchase, becomes the buyers problem. Dealers selling cars on an as is basis often arent even required to disclose any problems a vehicle might have to potential buyers. Most independent car dealers sell older, less expensive cars than those sold at major auto dealerships. A lot of the profits that independent used car dealers make come from financing, particularly from financing those with bad or poor credit. Those with problem credit often find that such dealerships, which self-finance, are their only chance at obtaining a car loan. These loans, with their resulting high payments, often leave buyers without any extra cash to pay for repairs of undisclosed problems. Legislators in several states are considering laws that will require used car dealers to have their cars inspected by certified mechanics prior to their being offered for sale. This will help, in time, but what can a potential buyer do now?

# Ask to have a certified mechanic examine the car before purchase. Any reasonable dealer should allow you to take the car to a mechanic; if not, you should probably shop elsewhere.

# Get a list of the cars known problems in writing prior to purchase. Inquire as to whether you have any recourse should something go wrong after the sale.

# Ask the salesperson if the car has any sort of warranty, and if so, get it in writing. If they tell you the car is sold as is, ask them to define those terms exactly.

# Contact your local Better Business Bureau to see if they have had any complaints about that particular dealer.

# If possible, purchase a used car from a dealership that offers certified used cars with a written warranty.

Buying a used car is more problematic than buying a new one. After all, a used car is one that someone else didnt want anymore. Buyers who are considering a purchase of a used car should be aware that their protection under the laws of most states is quite limited. Asking a few questions and doing some investigation prior to making the purchase may save buyers thousands of dollars down the road.

About the Author: Copyright 2005 by Retro Marketing. Charles Essmeier is the owner of Retro Marketing. Retro Marketing, established in 1978, is a firm devoted to informational Websites, including http://www.LemonLawHelp.net, a site devoted to automobile lemon laws and http://www.End-Your-Debt.com, a Website devoted to information about debt consolidation and credit counseling.

Used Car Tips - Buying Tips For Used Cars

Resorting to buying used cars is not a bad idea. For some people who cannot afford to buy brand new cars, second hand cars offer valuable alternatives to saving money for other important matters.

In fact, in a 2005 survey, more than 60% of people surveyed are becoming more open to procuring used cars rather than brand new.

Attractive as it may seem, before you decide to make a purchase of and used cars models, there are some things you need to know and advice that will help you make the most of buying used cars.

Below are some recommendations that you may want to follow to secure your finances and optimize your car buying experience.

Research Police Records

Do some searching on the web or through your Federal Emergency Management Agency (FEMA) or local police. These agencies will be able to help you track the legal history related to the used car you are trying to purchase.

Stolen cars reported to police agencies are tracked for possible resale. Consulting a police agency would save you from potential headache and probable involvement in the sale of illegal or stolen item.

File a Vehicle History Report

The recent hurricanes gave us a new idea of how the business of used cars works in this diverse marketplace. Cars that are completely submerged in water and totaled are sent to motor shops for remodeling and washed to bring it anew.

An interesting example to cite is through ordering a CARFAX Vehicle History Report. This verification and research policy empowers consumers to choose the right products for them and optimize the use of used cars.

Take note of the detailed damage and its extent

The history report will provide details about the level of damage including but not limited to internal and external corrosion, broken parts such as frame damage due to accidental or intentional dilapidation, fluid leaks, corroded electronic main parts and accessories and tarnished frames and the location where the car was originally purchased and dismembered for resale.

Additionally, particulars about the source of damage like due to natural phenomenon such as hurricanes and flooding are detailed as well.

Try Browsing for Online Best Buys

Take an online survey of some of the must and best buy items on the net offering used car models and brand new models. Some reputable websites offering these kinds of services like http://Car.com and invoice Dealers offer reasonable car package and discounts which will allure you to buying new cars instead due to their competitive and reasonable prices.

About The Author

Gregory Ashton, your resident automobile enthusiast, bringing to you over 20 years of vehicular passion, and expertise; presents for your approval his insider secrets on selecting, buying, and maintianing the car that is ideal for you. http://www.best-car-buying-tips.com.

Used Car Tips - Are You Thinking Of Buying A Used Car?

Buying a used car can either be a wise or a foolish move. Someone with no background or knowledge whatsoever on finding a good buy might just be duped into a bad deal and end up with somebody else's garbage. But for the knowledgeable buyer, a significant amount of money might be saved by settling with a secondhand car.

Here are some tips to set you on the right track.

1. CONSIDER THE KIND OF CAR YOU NEED.

It's okay to stick to a price range or budget. But first consider the kind of car you be need. Prices vary according to the brand and make of a car. For instance, a small sedan is cheaper, but if you'd pack that car with lots of people or packages, that would cause tearing or breakdown. This would necessitate lots of repair jobs which would mean more expenses for you.

2. DO YOUR HOMEWORK.

Check out the classifieds for the regular market price ranges on the type of used car that you are going to buy.

3. CHEAP IS NOT ALWAYS THE BEST.

Don't be fooled by the price. Consider the amount of money you will still need to shell out to recondition the used car once you buy it.

4. WHERE TO SCOUT

Private sellers usually sell at a cheaper price. The advantage though of buying from a dealer is that it usually comes with good warranty.

Be bold enough to scout from private sellers if you are confident that you can assess the condition of the used car fairly well. If not, maybe you could bring a mechanic to check out the vehicle.

When opting to buy from used car dealers, be careful not to be taken in by persuasive talk. Don't take their word for it, check the car yourself.

5. TEST DRIVE BASICS

Be sure to watch out for these:

a. Does the car swerve on either direction? (Also, see if the tires have uneven wear.) If so, it would need a wheel alignment.

b. Is the air cool enough? If not, check if it's simply a lack of freeon or worse.

c. Are the brakes in good condition?

d. Do you hear unusual sounds? If so, the engine might have problems.

6. INTERIOR CHECKLIST

The condition of the interior gives clue to how much the car has been used and taken cared of. Also, a very low mileage reading on a badly looking interior is a sign of meter tampering.

7. CHECK THE EXTERIOR FOR RUST AND PAINTOVERS.

It might have been in an accident before.

8. CHECK THE GROUND UNDER THE CAR FOR SIGNS OF LEAKAGE.

9. CHECK THE OIL.

Oil should be clear. BLACK colored oil is not a good sign.

10. CHECK THE MUFFLER FOR LEAKS.

A WHITE or BLUE colored emission would be the sign.

Happy used car hunting!

About the Author: Gregory Ashton, your resident automobile enthusiast, bringing to you over 20 years of vehicular passion, and expertise; presents for your approval his insider secrets on selecting, buying, and maintianing the car that is ideal for you. http://www.best-car-buying-tips.com

Used Car Tips - Buying Used Car Tips

Scouting for price-cuts is a smart habit. And buying used cars is no exception.

No wonder why many people are enticed to buy used cars. In fact, statistics show that the number of people who buy used cars is three times more than the number of people who buy new cars.

But then again, not all used cars are maintained equally by their previous owners. Hence, it is important for those who wish to purchase used cars to consider the different factors that might affect the performance and the condition of the car.

Here is a list of some tips that will help buyers in choosing their used cars.

1. Safety features should not be taken for granted.

Being old is not an excuse to justify the used car's lack of safety features. Every car, whether old or new should have safety features in order to prevent some possible accident while driving.

Every used car should still have its anti-lock brakes working properly and airbags that are still intact (for cars made after this requirement).

2. The mileage is important

This is because the amount of mileage reflects the way the car has been used by the previous owner. Moreover, the mileage will denote the used car?s age.

Normally, an average driver will drive 12, 000 to 15, 000 miles in a year. In this way, the buyer will be able to estimate how old the car is.

3. Over-all check up is important

Before buying the car, the buyer should first conduct an over-all check up on the condition of the car, from its exterior parts up to the very detail of its interior portion.

Being old does not mean any signs of wear and tear will be an excused. Hence, people should be aware what they are paying for.

4. Test drive

There is no better way to know the condition of the car until it has been test-driven. Hence, a buyer should make all the effort to do a test drive first before he or she jumps into conclusion.

5. If possible, the over all service history of the car should be checked.

This will provide the buyer solid information regarding the true condition of the car. Here, the buyer can detect if the car has so many technical problems before, if it has been into an accident already, or if the owner was good enough to provide the proper maintenance for the car.

Knowing these things is extremely important to avoid possible risks in the future.

Boiled down, inspection is mportant especially if the transaction concerns money. Cheap is no substitute for being a smart buyer.

About the Author: Gregory Ashton, your resident automobile enthusiast, bringing to you over 20 years of vehicular passion, and expertise; presents for your approval his insider secrets on selecting, buying, and maintianing the car that is ideal for you. http://www.best-car-buying-tips.com

Used Car Tips - How to Find A Great Clean Used Car and Pay Less

Buying a Car

Buying a car is usually our second biggest investment after our home purchase and most of us will do it more than once in our life.

There is something emotional about cars, it represents our taste and style, our economic status and our character. Some women even claim that a car is a man's extension of his reproductive organ. One the other hand (the good hand) there are women out there that might express their exhibitionism and extravagance by choosing to drive a red flashy car for the whole world to notice them. Both sexes would agree they sometimes feel they "fall in love" with a certain car model.

There are people who get very existed from a small scratch on the cars lower side, as if it were their own skin. The beauty of the car, its aerodynamics shape, the gadgets inside, the seats the feel of it all play a major part in our decision making.

In our modern life it's almost impossible to function without one and it's expensive to acquire, to finance and to maintain.

Buying a Used Car

The question I would like to bring up here is whether it's wise to buy a used car or to make an additional effort and buy a new car.

If you look at it purely from an economical stand point then it's quiet obvious that due to the fact that you miss out on the heaviest depreciation hit the average car absorbs in the first two and three years it's wise to buy a used car. A car of two or even three years on the road is basically a new car and in some cases didn't even finished the manufacturers original bumper to bumper warranty. (Not included labor 8-(

On the average you might save on a used car anywhere between $ 3,000 to $ 8,000. In case you know how to do it via a car dealer that will buy the car for you at a car auction limited to car dealers only (for a couple of hundreds of Dollars commission)you might even get a real bargain. See: www.carbuyingtips.com/auto-auctions.htm

Another good reason to buy a used car is the fact you can put your hands on a bigger or better or in other words more car for the same budget as the new smaller car would have cost you.

More and more manufacturers offer "certified pre-owned" programs. Cars sold as certified pre-owned (CPO) bridge the gap between new and used. They are subject to a rigorous inspection and repair process, and usually are covered by a warranty from the manufacturer. CPO cars will usually cost a bit more, but the added warranty and peace of mind makes them a good value.

If you want to get extended warranty look at: www.carbuyingtips.com/warranty.htm

Where do you get the market value of the cars, that's pretty easy, all you have to do is follow this link: Blue Book - Used Car Values at:www.cars.com/go/index.jsp

When purchasing a used car you should protect yourself from buying a flood damaged vehicle by doing a little research and by having the vehicle thoroughly checked by a mechanic.

Rain, thunderstorms, swelling rivers and seasonal hurricanes hitting the coastlines all contribute to flooding disasters that can mean serious water damage to vehicles in those areas. Water damage from 1999's Hurricane Floyd ruined approximately 75,000 vehicles and more than half of those ended up back on the road. Tropical Storm Allison damaged another 95,000 in 2001 and Hurricane Ivan left more than 100,000 vehicles water-logged.

The numbers for Hurricane Katrina are expected to skyrocket above half-a-million and safety experts warn that many of these flood damaged vehicles also will be dried out and offered for sale. Hurricanes and tropical storms, however, are only part of the problem.

Flooding can occur throughout the year and in any part of the country. however, auto industry analysts caution consumers that the risk of buying a flood damaged car is not limited to these areas. Flood damaged cars are often repaired cosmetically, and moved to adjacent states or even across the country where they are sold to unsuspecting consumers.

These floodwaters can cause damage to vehicle computer and electrical systems, as well as potentially causing anti-lock braking and airbag systems to malfunction.

World Trade Center Damaged Cars, thousands of cars were damaged in New York City on 9/11/2001. It's a prime example of disasters having long term effects other than the initial death and destruction. These cars will no doubt be salvaged, rebuilt, sold at car auctions and have their titles rebuilt, most likely out of state.

An important help is the nationwide history data base of the cars in terms of damages, salvaged, lemon, flooded, fraud, accidents, rental etc' you can look it up at: www.carfax.com/

In addition it's recommended you have a mechanic check it out - A certified, trusted mechanic will test the electrical and safety systems, two of the major components that water can affect. They can also look for signs of water damage that may not be visible to the untrained eye.

Car Donation

It is estimated that every year, more than a million Americans donated their cars. Why do they donate their car? Well, few reasons: A. The proceeds go to charity organizations and it provides for the donor a good feeling of contributing to society. B. its tax deductible (Less than it used to). C. The car is being towed or driven away by the company who arranged the deal.

Unfortunately, whether through ignorance, confusion or greed, a substantial percentage of car donors have been deducting the full "suggested retail price" - what a dealer would get for reselling your trade-in instead of the fair market value. That's far more than the IRS had intended, costing the government millions in lost tax revenue.

The charities weren't making much, either. Most of the donated cars were sold by the charities for a pittance at auction, and middlemen who administered the programs on behalf of the charities took a large percentage of those meager profits.

So IRS changed the rule last year. From now on, if your car is valued more than $500, the deduction is limited to the charity's actual selling price. The donor must attach a statement of sale to the tax return in order to receive the deduction. (The charity is obligated to provide the statement within 30 days.) You are not entitled to know the deduction amount before donating your car. Although the IRS has closed the loophole in the law, there is still a way to deduct full market value of your vehicle: If the charity uses the car itself to further its specific purpose

About The Author

MBA - International Trade & Finance - Heriot-Watt University. Bsc. Computers and Information Systems - Long Island University - C.W Post Campus. Hobby: Photography & Cars. Married with two Children.

Owner & Editor of: http://www.Cars-I-Like.com